Essentially, money is a tool. It is a means of security; one way of letting us enjoy doing things with ourselves, our friends and families. Unfortunately, for many, it can also cause stress and even a source of fear. In fact, you and your money can develop a relationship that can be toxic and consuming,

  You just realized that it is time for your child to know the importance of saving but then he is older. If you taught him saving earlier, you will have no problems pointing out its importance by now but know that it is not yet too late. Regardless of the age, saving can still

  It is very important that we teach our children the value of saving. Here in Singapore, people who learn to save at a young age went a long way. It is not easy to encourage children to save because they tend to see many things and the impulse is undeniable but it is important

As we go through life, demands on our financial resources are ever-changing. For example, if we move away from home, setting up a house is tough. If we start a family, it will mean additional things like childcare, toys, formula and diapers. We have to deal with our resources accordingly so we do not put